Please note that the terms "Oz Living" and "Oz Finance" used on this website, in any marketing materials, or in any communication with our customers, suppliers, and other parties, refer to the same entity. "Oz Living" and "Oz Finance" are used interchangeably and do not represent separate or distinct entities. Therefore, any references to "Oz Living" or "Oz Finance" should be interpreted as referring to the same organization. Both are trade names used by Oz Living Services Inc., a corporation organized under Philippine law, and is a wholly-owned subsidiary of Oz Capital Corporation, a corporation organized under the law of the British Virgin Islands. The domains, oz.finance and ozliving.com, are both owned by Oz Living Services Inc.